Specialists in
Flood Insurance and Flood Mitigation
NFIP and Private Sector
FEMA Appointment

Serving all of Eastern Virginia and Northeast North Carolina

Flood Insurance Hampton Roads (FIHR) is a full-service property and casualty agency with an obvious emphasis on flood insurance and flood mitigation services. In 2012 Mike Vernon was introduced to the flood industry as a consultant. While doing research for his client, Mike realized that sea level rise, bigger less predictable storms and changing weather patterns would present logistical and financial dilemmas for coastal regions throughout the US and the world.

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The company to date (2019) has mitigated over 700 structures while practicing their trade from Maryland to Wilmington, NC with future expansion on the horizon. FIHR continues to grow areas of expertise as well. Clark Nexsen, a nationwide engineering and architectural firm and FIHR have recently signed an agreement to begin wet and dry flood proofing commercial properties.

FIHR is now recognized as an industry leader for their innovative designs for bringing homes and buildings into compliance with today’s flood codes. By doing so this makes the structure more flood resistant and eligible for lower flood insurance premiums, often as much as 80 to 90%. Lower premiums also stabilize real estate values and future marketability.


  • Flood Insurance Policy Analysis

  • Letters of Map Amendment

  • Flood Mitigation Design

  • Elevation Certificates

  • Best Flood Products & Services Recommendations

  • Contractor Recommendations

  • FEMA Approved Flood Vents

  • Home Auto Commercial

328 Office Square Lane, Suite 203

Virginia Beach, VA 23462

(757) 333-0006


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