The Flood Insurance Guy

Mike Vernon “The Flood Insurance Guy”

Michael Vernon is the founder and owner of Flood Insurance Hampton Roads. The company is a full-service property and casualty agency with an emphasis on flood mitigation consulting and flood insurance. Mr. Vernon relocated to Hampton Roads to attend Old Dominion University where he studied marketing. In 1984 he began his career with Mass Mutual. During his 11 years with company he became Agent of the Year for the state of Virginia.  Mr. Vernon later became a successful business owner and consultant and, in 2012, was retained by a Hampton Roads based company that had designed and patented an engineered flood control vent. His research for this client led to his eventual entry into the flood mitigation world, at which time he formed Flood Mitigation Hampton Roads, which later became Flood Insurance Hampton Roads.  The company has evolved as Mr. Vernon’s knowledge of sea level rise, resiliency, flood insurance and mitigation has evolved.  Flood Insurance Hampton Roads is the only company in Hampton Roads that offers a complete turnkey approach to flood mitigation, including strategic relationships with construction firms.  He has spent much of the last five years educating the real estate community, civic leagues and service organizations concerning the impact of flood events on real estate, day to day life and the economy.  Mr. Vernon’s efforts have resulted in property owners saving hundreds of thousands of dollars on their flood insurance premiums while making their properties more flood resistant and safer.  Now known throughout the region as the “The Flood Insurance Guy,” Mr. Vernon has presented at the Virginia Coastal Policy Clinic at William and Mary Law School, the Virginia Bar Association’s 127th Conference, and the Virginia Institute of Marine Science, has presented or taught continuing education to thousands of real estate professionals, and been featured or quoted in The Virginian Pilot, Bloomberg View, The Washington Post, The New York Times, International Public Radio and the Voice of America.  Mr. Vernon enjoys spending time outdoors with his family, working out, having friends over for dinner, and he is the proud commissioner of the Sunday Slackers, a very competitive fantasy football league.

We offer a complete turnkey service for mitigation including:

  • Elevation Certificates
  • Current flood insurance policy evaluation
  • Mitigation project analysis
  • Before and after mitigation flood quotes to determine ROI
  • Flood and storm related product recommendations
  • Flood mitigation trained construction company introduction
  • Project oversight
  • Immediate flood insurance premium relief

Call today!

Call today and ask for “The Flood Insurance Guy” Mike Vernon. Mike has helped hundreds of homeowners lower their flood insurance premiums. Mike has presented to or taught continuing education to thousands of real estate agents concerning flood insurance and its impact on real estate transactions. He has presented at the Virginia Coastal Policy Clinic at William and Mary law school, the Virginia Institute of Marine Science and has been featured or quoted in the Washington Post, Bloomberg View, New York Times and the Virginian Pilot. Mike has also appeared on International Public Radio, Voice of America and local stations in Hampton Roads.

Work with us

We have helped hundreds of home owners lower their flood insurance premiums!